CIBC — Personal account agreement

CIBC Canada currently linked personal account agreement. Older accounts have a separately linked prior account agreement; other CIBC service conditions remain separate.

Status: current · Last checked: 2026-10-29T17:47:13Z

Read the original published terms

Price

… the difference between the bid and ask prices of the cost of the currency, which is in addition to any fee you …

Fees

… standards of the Canadian Payments Association. 12. Fees and Charges: You must pay, and we may charge to your account, any fees …

Renewal

… returned unpaid, either during or after the expiry of the hold period, or after we release the hold. We may charge to …

Cancellation

… authority of the youth trustee will automatically terminate without notice and we may pay any funds in the account to the youth …

Refunds

… and will be adjusted for any purchase refunds and reversals. • New Accounts. If your account is changed to another type of account, …

Coverage

… services or benefits available to you including insurance coverage, loyalty programs and memberships. Some of these services and benefits may be features of …

Privacy

… by visiting our website at cibc.com. 37. Personal Information: You consent to the collection, use and sharing of your personal information as described …

Disputes

… 28. Payment into Court: If there … …

Observation record

1 captured versions; observation dates do not establish when terms took effect.

Published general terms may differ from your own agreement. Observation dates do not establish effective dates or customer notice. Text comparison is not legal advice.