TD Canada Trust — Personal financial services terms

TD Canada Trust personal financial services terms, with separate referenced fee and digital-access documents. This is not the US TD Bank agreement.

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Status: current · Last checked: 2026-10-29T17:48:24Z

Read the original published terms

Price

… overdrawn amount, plus any applicable fees and interest at the annual rate that we establish from time to time. …

Fees

… 513836 (0826) Page 2 of 9 Section 2: Account Fees, Activity, And Records 2.1 What fees, charges, interest, and costs apply to your Account and Services? You agree to pay and authorize us to charge … …

Cancellation

… don't want to accept the changes, you can choose to cancel these Terms and close your Account. You can cancel without cost, penalty or cancellation indemnity. To do so, you must notify us no later … …

Refunds

… our error or a system malfunction, you are liable to refund us the entire credit received. We can debit your Account for such amount, even if it creates or increases an overdraft, or results in … …

Disputes

… Ontario M5K 1A2 7.2 How do you contact us with complaints? Refer to our complaint handling procedures in our brochure, Do you have a complaint ? You can find this brochure at any branch or … …

Observation record

1 captured versions; observation dates do not establish when terms took effect.

Published general terms may differ from your own agreement. Observation dates do not establish effective dates or customer notice. Text comparison is not legal advice.